Definition
OnlyFans is a paid subscription platform where creators publish paywalled content and interact with subscribers via posts and direct messages. It is widely associated with adult content but also includes fitness, music, comedy, and cooking (Wikipedia, Business Insider).
How creators earn

Creators keep 80% of earnings; OnlyFans takes a flat 20% commission across revenue types (overview, commission detail, payouts).
- Monthly subscriptions (fans pay recurring access fees).
- Pay-per-view (PPV) posts and messages.
- Tips sent directly from fans.
- Livestreams and custom content.
Verification and safety
Creators must pass ID verification (government-issued ID plus selfie) and be 18+. Fans are age-checked via payment methods; two-factor authentication and content moderation are emphasized (Social Rise guide, Pleazeme age verification).
Referral program

OnlyFans offers a referral program where referrers earn 5% of a new creator's earnings for their first 12 months, capped per creator (reference, community notes).
Payouts and pricing
Creators set subscription prices (commonly $4.99-$49.99). Payouts are available after a short pending window and typically arrive in a few business days; auto-payouts can be enabled (payout mechanics, commission breakdown).
Scope and trajectory

As of 2024-2025, reports cite hundreds of millions of registered users and continued growth; creators span mainstream and adult verticals, and OFTV provides safe-for-work streaming (Wikipedia, Business Insider).
Takeaway
OnlyFans is a subscription-first creator platform with multiple revenue streams, strict age/ID verification, and a simple 80/20 revenue split. Success depends on consistent posting, fan engagement, and diversified promotion beyond the platform (Supercreator perspective).
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